Turning 65? You may qualify for Medicare.
As you turn 65 there are a lot of decisions to make regarding your healthcare benefits.
This site provides tools and resources, along with information on plans, added benefits and services and what to consider when choosing a Medicare health plan. At Unified Insurance Services, we make it easy to compare Medicare plans and enroll.
For the most part, you’re Medicare eligible if:
- You’re age 65 or older
- You’re under 65 with certain disabilities
- You have ESRD (end-stage renal disease – permanent kidney failure treated with dialysis or a transplant)
Your First Medicare Enrollment Period
If you’re approaching age 65, you have a 7 month window to enroll in a Medicare Advantage or prescription drug plan. This window consists of
- the three months before your 65th birthday,
- the month of your 65th birthday,
- the three months after your 65th birthday.
If you’re employed and plan to continue working after your 65th birthday, talk with your company’s benefits administrator. Find out how your current health plan differs from or works with Medicare. This will help you decide whether you want to keep your current health plan or switch to a Medicare plan.
If you’re not 65 but you are disabled, you’re eligible for Medicare after you’ve received disability benefits from Social Security or the Railroad Retirement Board for at least 24 months.